Tag Archives: CMHC

CMHC to Increase Mortgage Insurance Premiums on March 17


CMHC (Canada Mortgage and Housing Corporation) will increase its homeowner mortgage loan insurance premiums effective March 17, 2017. Premiums are … Continue reading

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Michael Campbell: The Ghost of the Sub Prime Mortgage Crisis Haunts the Finance Minister


By now you will have seen the details of the significant changes to the mortgage market announced by the Finance … Continue reading

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Market Commentary


Canada Mortgage and Housing Corporation has made another attempt to tally the level of foreign ownership in the country’s real … Continue reading

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CMHC and Genworth Announce Mortgage Loan Insurance Premium Increase


Mortgage loan insurance allows consumers to purchase a home with a minimum down payment of 5% as well as protect … Continue reading

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How Much House Can You Afford?


Depending on the geographical location of where you live it can be quite expensive. According to Statistics Canada, about one-quarter … Continue reading

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Debt Service Ratio Calculations: Extension for Three Key Inputs


CMHC originally imposed a deadline of December 31, 2013 for lenders to impose key inputs used in the calculation of … Continue reading

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Mortgage Term Tuesday: Bulk Insurance


Bulk insurance, which is also known as portfolio insurance, is a type of mortgage default insurance. Lenders buy bulk insurance … Continue reading

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